| International Operations Insurance |
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| As international operations of companies have expanded, the need for insurance products to reduce the risk of such operations has grown. Political risk insurance and trade credit insurance are two such products. More... |
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| Hit and Run Accidents |
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| A motorist involved in a vehicular accident is required to stop and assist injured persons. He should also provide his insurance information to the other driver. In hit and run accidents, the hit and run driver usually fails to stop because he is an uninsured motorist (UM) or his insurance is nullified by his tortious or criminal actions. More... |
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| Aviation Insurance Pools |
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| Insurance pools have developed in response to the magnitude of potential losses from an occurrence involving aviation. Aviation insurance generally covers risks arising from the operation of aircraft and ground facilities for aircraft. A single occurrence involving aircraft or an airport could result in catastrophic exposure that would exceed the capacity of a single insurer and its reinsurers. More... |
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| The Appraisal Clause in Insurance Policies |
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| Fire insurance and many other kinds of insurance policies contain appraisal clauses. Such clauses are included in form fire insurance policies required by state insurance regulators and are included in various other policy forms covering losses to property. More... |
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| Attaching an Insurance Application |
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| An applicant's completed application for insurance may be attached to a policy issued by an insurer to the applicant. If the application is attached, it is considered part of the policy. Some state statutes require attachment and a statement in the policy that the application is attached. More... |
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